1. Charles Schwab - Is the Moneybags info correct?  If there's no charges, go with Charles Schwab. If there are charges, weigh up Halifax or Charles Schwab. JP to find out about Halifax Accounts suitable for shareclub. Mark to find out about Charles Schwab costs.

3. Advice from Bob (email to Mark). Buy and sel flexibly. Set range of buying prices when an investment is agreed. Set a trigger price at which shares should be sold. Some of this can be set up to happen automatically.

4. Initial share advice to be put on the website and we'll all have a look at it.

Action 1. Phone Halifax and find out their charges for Share clubs.   Action by: JP

Action 2: Find out what Charles Schwab clients do about banks. Action MN

Action 3: Put some share info on website for us to have a look at.  Action by: Mark

Note From MN

It was also noted that Cobbs invested £1 to the local quiz.  We 'won' 3 drinks which makes a clear profit of approximately £5.